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Private Banking Credit

Learn to address critical private banking risk challenges including risk appetite, investment management processes, and debt repayment capacities, among others.

Description

Build the competencies required to carry out risk management’s day-to-day responsibilities including the required knowledge, skills and mindset of independent risk officers and analysts.

Topics covered include:

Adherence to risk appetite

 ▸Risk culture
 ▸Compliance with credit policy/Recycling advisory council (RAC)  guidelines
 ▸Impact of risk rating on capital: return on capital (RoRC) and risk-  weighted asset (RWA)

Application of bank’s debt rating and scoring models

Investment management process

Identifying and assessing means of repayment (‘ways out’)
 ▸Primary source of repayment (natural and intended)
 ▸Secondary source of repayment (when primary source fails)

Client capital structure evaluation and debt repayment capacity

Appreciation of valuations and pricing provided by the  capital markets, and corporate finance solutions and  techniques

Collateral and guarantees

 ▸Assessment & Monitoring
 ▸Understanding the practical usage (and limitations) of collateral  and guarantees in structuring transactions
 ▸Compliance with accounting, regulatory and other collateral  management policies

Understanding the relationship between credit and other risks: market, event, and cross-border

Methodology

Presentations, case studies, group work and classroom discussion

Target Audience

Risk management analysts and officers with experience ranging from beginners up to 4 years of experience

Available Languages

English, Portuguese, Spanish

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