Credit Risk for Non-Lending Officers

If you work in a non-lending area , this program will equip you with the fundamentals of credit risk management, a complete understanding if the credit process, and your role in relation to it.

Description

You will work together with non-lending areas such as treasury or cash management, among others, and understand how they are all involved in the credit process. 

Topics covered include:

Introduction to the credit process

The Four Pillars methodology for company credit analysis

 ▸Management
 ▸Industry and competitive position
 ▸Financial condition
 ▸Collateral and guarantees

Purpose and credit typology

Loan structuring

Cash flow analysis

Risk rating

Early warning signs

Methodology

Presentations, case studies, group work and classroom discussion

Target Audience

Non-credit officers involved in general management, treasury, cash management, operations and back office

Available Languages

English, Mandarin, Portuguese, Spanish

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