Collateral & Guarantees: Evaluation & Management

You will be presented with a practical framework for the valuation, perfection, control and execution of collateral and guarantees.

Description

Topics Covered Include:

Collateral and guarantee as part of the credit process, risk rating and credit enhancements

Personal guarantees owners and personal and corporate guarantees third party

Bank guarantees - documentary credits, and more

Cash, receivables, inventory, equipment and real estate

Marketable securities

Share pledges and floating charges

Valuation techniques, and the Valuation, Perfection, Control and Execution (VPCE) model

Structuring of transactions with collateral and guarantees

Avoidance of collateral and guarantor fraud

Early warning signals

Legal issues: legal environment, legislation, registration, common practices, issues in execution

Managing third parties: appraisers, lawyers, auctioneers, among others

Methodology

Presentations, team case studies and class discussion

Target Audience

Asset-based lending and leasing officers, small and medium sized business lenders, and asset valuation and control experts, all of whom deal with collateral and guarantee issues on a daily basis, as well as large corporate lenders and other bank personnel who are less experienced in obtaining and managing collateral and guarantees

Available Languages

English, Mandarin, Portuguese, Spanish

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