Problem Business Loans
Develop skills in establishing effective loan monitoring, identifying early warning signs, and working through problem recognition and recovery.
Description
You will learn to understand business and industry characteristics in order to establish effective loan monitoring, recognize changes in risk, and develop appropriate responses and stay or leave strategies. We will deliver a practical framework for problem loan analysis and management in the context of the client's business. Upon completion, you will be able to apply the tools necessary for the recognition, management and workout of problem loans.
Topics covered include:
Cash flow, cash cycle, and sustainable growth
Monitoring the credit cycle
Portfolio monitoring and analysis
Early warning signs
Loan classifications and re rating
Stay or leave analysis
Remedial management
Parent guarantees
Collateral and guarantees: analysis and execution
Third party management: appraisers, lawyers, auctioneers, among others
Methodology
Presentations, case studies, group work and classroom discussion.
Target Audience
Directors, sales unit heads, senior traders and senior transaction services executives who are involved in sales and trading of corporate and investment bank products.
Available Languages
English, Portuguese, Spanish